Signal Point™ Asset Management Advisors

• Overview

• SignalPoint Q&A

• Market Assessment Model

Commonly asked questions about the SignalPoint™ Portfolio Strategy

1. What is the SignalPoint™ Portfolio Strategy?

   SignalPoint™ is an investment model which uses exchange traded funds and our proprietary investment algorithm to invest in the stock market. It provides a transparent and "emotion-free" platform that seeks to provide competitive rates of return with less risk than the overall stock market due to its cash positions.

2. Isn't SignalPoint™ just a rebalance process similar to a traditional portfolio?

   No, actually our portfolios do not rebalance to a predetermined marker. Any movement generated is to manage risk in a given sector or portfolio.

3. At the inception of management, will the client's investment portfolio be invested all at once or in stages?

   Each new client's assets are invested into the chosen portfolio at the time portfolio management begins or when funds are required (with about 30 percent remaining in cash, depending on what SignalPoint's™ proprietary market risk indicators are reading).

4. What kinds of reporting services can clients expect from SignalPoint Asset Management, LLC as it relates to the SignalPoint™ Portfolio Strategy?

   You should expect a monthly statement illustrating positions and activity; a quarterly summary of portfolio allocation; quarterly and yearly performance reporting; a quarterly newsletter; and an annual tax reporting statement. In addition to the above, IDs and passwords for secure Internet account access are issued at request.

5. What is the minimum account size?

   The minimum account size for our SignalPoint™ portfolios is $500,000. Amounts are negotiable at the discretion of SignalPoint Asset Management, LLC.

6. How are investment decisions made for the SignalPoint™ Portfolios?

   SignalPoint portfolios are continually monitored using our proprietary algorithm and market risk indicators on a daily basis for possible changes in the holdings.

7. How often can clients expect changes in their portfolio?

   One of the benefits of our process is the use of the indexed approach to investing. Changes occur less often, which helps reduce costs to the client while lowering risks and increasing returns. There is no pre-conceived time line from which changes are made. Allocation changes are totally dependent upon market and economic conditions. In colloquial terms, the process allows the portfolio to "sell to the greedy, and buy from the scared."

8. Is it possible for clients to lose money in one of the SignalPoint™ allocations?

   Yes. As in all market investing there is risk. However, SignalPoint™ Portfolios are managed to significantly reduce this market risk while attempting to enhance returns with our process.

9. What if I have a different risk tolerance than other clients of SignalPoint Asset Management, LLC?

   There are 7 different portfolios that we manage with the SignalPoint™ discipline. Each portfolio was created to provide access to a different area of the market, for risk tolerances ranging from moderate to aggressive.

10. Once a client invests with SignalPoint Asset Management, LLC, are they "locked in" for any specific period of time?

    No, we do not have any up-front costs or redemption fees. However, we do recommend an investment horizon of at least five years to realize the benefits of the portfolio strategy.

11. What ability to communicate with the managers should be expected?

    In addition to the regular reports, you always have access to the staff of SignalPoint Asset Management, LLC who are actively involved in managing your portfolio. Unlike a mutual fund or annuity, our process allows you access to the people managing your money.

12. How do I get started and open an account with SignalPoint™ or get more information?

    Click here to be directed to an online interest form and a member of our team will contact you or call toll free: 877.769.9980.

13. What is an exchange traded fund (ETF)?

    An exchange traded fund or ETF, is an investment vehicle traded on stock exchanges, much like a stock. An ETF combines the valuation of a mutual fund or unit investment trust and my be attractive due to low cost, tax efficiency and stock-like features

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The Exchange Traded Funds used in SignalPoint™ portfolios seek investment results that, before expenses, generally correspond to the price and yield of a particular index. There is no assurance that the price and yield performance of the index can be fully matched and investors can not invest directly in an index. Exchanged Traded Funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost.